Built $500K in the S&P 500? Should I Also Own a Rental Property?
Have $500K in the S&P 500 and RSUs? See a 20-year model of keeping two-thirds in stocks and adding a rental: returns, downturns, taxes, and trade-offs.
THE U.S. GOVERNMENT HAS BEEN BUILDING HOMEOWNER WEALTH SINCE 1938 - ARE YOU IN?
This has nothing to do with Trump or Biden. This is a structural policy that has survived every administration for over 80 years - and it's quietly working in favor of millions of American homeowners.
WHAT IF YOUR RENTAL FELT LIKE HOME?
For too long, renting and belonging have felt like opposites. We think that's a design problem - and we designed a fix.
DOES RENT ALWAYS GO UP? WHAT 45 YEARS OF DATA TELLS US
There's one dataset I think every residential real estate investor should be familiar with: historical rent values.
Looking at the data, you'll find that in the past 45+ years, rent has gone up year-over-year - every single year, without exception.
I was genuinely surprised when I first discovered this, because I know for a fact that house prices don't always go up year-over-year. And I also know rent prices generally correlate with house prices. So... what's going on?
LONG-TERM REAL ESTATE INVESTING: THESE AREN’T TAX TRICKS - JUST TOOLS I’VE COME TO UNDERSTAND
Most of us hear "tax advantages" and assume it's complicated, risky, or reserved for experts.
In reality, some of the most powerful tax benefits in real estate are just built into the system - available to anyone who holds long enough, though how it plays out depends a lot on individual circumstances.
I've often wondered why long-term real estate investors rarely sell their best properties. Turns out it's not just about appreciation - the tax system heavily rewards holding over time.
I walk through a simple 20-year hypothetical to show how, in my own case:
rental income can be sheltered
equity can be accessed without triggering taxes
and taxes can be deferred (or even avoided) over time
For me, these aren't tax tricks - just part of how I think about playing the long game. Everyone's situation is different, so take this as a starting point for questions, not a blueprint.
S&P 500 vS. RENTAL PROPERTY: THE MATH BEHIND A BALANCED 20-YEAR STRATEGY
Investing in an S&P 500 index fund is a gold-standard strategy, but how does it truly stack up against long-term real estate rental property?
THE 3.92% GOLD STANDARD: ARE INVESTORS REALLY PRICING YOU OUT?
There is a loud narrative in America today: institutional investors are buying up the "American Dream" and driving home prices beyond the reach of families (or consumer home buyers), causing a US housing affordability crisis. But when you look at the historical data, the reality is much more nuanced - and perhaps more optimistic for individual buyers.