MY STORY
I DIDN’T STUMBLE INTO THIS. I CHOSE IT - DELIBERATELY
I'm Yossi. I'm a husband, a dad, and someone who spent over two decades building a corporate career in tech - while quietly building something else on the side. This page is about that something else, and why I eventually made it my full-time focus.
Yossi Zomet, Founder
myLongTerm LLCWHERE IT STARTED
TWO MODELS. NEITHER WAS QUITE RIGHT.
Growing up, I watched two very different approaches to financial security play out in real time - and both left me with questions.
The first was the traditional path: stable careers, steady savings, trusting that a pension and a third-party institution would take care of things eventually. Responsible, disciplined - but ultimately dependent on systems outside your control. I saw what happened when those systems fell short, and when time ran out before retirement ever really began.
The second was the entrepreneurial path: self-employment, hard work, long hours - but with one smart habit built in. Every good year, any surplus went into real estate. No fund, no middleman. Just property. And by their mid-50s, that quiet habit had compounded into enough passive income to retire on. They're still living off it today, decades later.
"They didn't have more money than most people. They just put it somewhere that kept working after they stopped."
I didn't want the stress of self-employment. But I also didn't want to trust my retirement entirely to a third party. So I chose a third path: build a stable corporate career, save aggressively from the start, and invest in real estate as early as possible - while still contributing to a pension. Both, not either.
THE APPROACH
I STARTED IN 2011. AND YES, I KNOW WHAT YOU’RE THINKING
2011 was, in hindsight, one of the best years in recent history to start buying real estate. I won't pretend otherwise - timing mattered.
But here's the thing: most of my investments came in the years after, when the market was healthier and less obviously favorable. Those were the years that forced me to develop a real framework - one that didn't depend on a once-in-a-generation dip to work. A conservative, data-driven playbook built for normal market conditions, not exceptional ones.
That's the playbook I use with my clients today. It's designed to work in a healthy market, over a long horizon, without requiring perfect timing or lucky circumstances.
An honest note on timing — and why it matters less than you think
I don't believe in waiting for the "right" moment to invest. I also don't believe in flips, short-term bets, or chasing "up and coming" neighborhoods on someone else's hunch.
I believe in discipline and a long-term view - and the data backs it up. Looking at 20-year rolling windows of US house prices since 1980, every single window has been positive. Even the worst one - which included the subprime crisis - generated good returns. Cycles exist, but they shrink to noise over a long enough horizon.
And here's what most people miss about downturns: during the 2008 crisis, when national house prices dropped nearly 20%, average US rent went up 11.6%. Your income kept coming in while the market recovered. That's the difference between a distressed homeowner and a prepared investor.
The playbook I use isn't about timing the market. It's about finding the right property, in the right market, with the right fundamentals - and holding it long enough for time to do the heavy lifting.
I go deep on the data in my blog: Does Rent Always Go Up? and The 3.92% Gold Standard
WHY I DO THIS
BY MY MID-40s, I DIDN’T HAVE TO WORK FOR A PAYCHECK ANYMORE. I WASN’T READY TO STOP - BUT I WANTED TO WORK ON MY PASSION PROJECT.
myLongTerm is that choice. I started it because I kept meeting smart, hardworking professionals who had the income and the discipline - but not the time, the network, or the framework to make real estate work for them. And I realized I could give them all three.
At its core, this is about something bigger than property. When your financial future is secure, it changes how you show up everywhere else - at work, at home, in the risks you're willing to take.
A stable tomorrow gives you the freedom to be fully present today.
And longer term, I want to bring this to people at every income level - not just those who can already afford a full home. Financial independence shouldn't be a luxury. It should be a realistic goal for anyone willing to be disciplined about it.
I take 1–2 new clients at a time. Every client works directly with me - not a team, not a junior associate. Just me.
THE NETWORK
THE PEOPLE BEHIND THE SERVICE
A big part of what I offer is access - to a vetted network of realtors, property managers, and lenders who know how to work with long-term investors. Here's what some of them say about how we work together:
⭐⭐⭐⭐⭐ "A true team approach to investing." "Yossi is passionate about the right cause. We work like a team; he provides the high-level strategy and support, while allowing me to lead with local market expertise. It’s a seamless experience for the buyer.”
— Tina B.
Realtor | January, 2026
— Malcolm P.
Property Manager | December, 2025
⭐⭐⭐⭐⭐ "Empowering local businesses and owners alike." "Yossi understands the value of local expertise. He makes it easy for me to run my management business independently while ensuring the property owners are informed and supported for the long term."
ONE MORE THING
I'm not a financial advisor, a CPA, a lawyer, or a real estate agent. I'm a fellow investor who figured this over many years, and wants to help you skip the hard parts and start earlier than I did.
Everything I share comes from my own experience, my own mistakes, and my own portfolio. Not a textbook, not a certification. Skin in the game.
I’M NOT A FINANCIAL ADVISOR. I’M SOMETHING RARER.
This website is for informational purposes only and does not constitute financial, legal, or investment advice. Always consult a qualified professional for decisions specific to your situation.
WANT TO SEE IF THIS IS THE RIGHT FIT?
The intro call is free, relaxed, and takes about 20 minutes.
If it's not the right fit, I'll tell you - and point you somewhere better.