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    <loc>https://www.mylongterm.com/blog/sp-500-vs-rental-property-a-balanced-20-year-strategy</loc>
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      <image:title>Blog - S&amp;amp;P 500 vs. Rental Property: The Math Behind a Balanced 20-Year Strategy - Make it stand out</image:title>
      <image:caption>Comparing 20-Year Rolling Window Average Annual Growth of S&amp;P 500 US Index Fund vs the US Inflation During the Same Periods. * S&amp;P 500 Annual Return Data: https://pages.stern.nyu.edu/~adamodar/New_Home_Page/datafile/histretSP.html * US Annual Inflation Data: https://www.investopedia.com/inflation-rate-by-year-7253832</image:caption>
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      <image:title>Blog - S&amp;amp;P 500 vs. Rental Property: The Math Behind a Balanced 20-Year Strategy - Make it stand out</image:title>
      <image:caption>Tracking 20-Year Rolling Window Average Annual Growth of US House Prices &amp; US House Rental Prices. * US Housing Price Index: https://fred.stlouisfed.org/series/USSTHPI * US House Rental Price Index: https://fred.stlouisfed.org/series/CUUR0000SEHA#0</image:caption>
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      <image:title>Blog - S&amp;amp;P 500 vs. Rental Property: The Math Behind a Balanced 20-Year Strategy - Make it stand out</image:title>
      <image:caption>Real Estate Investment Value over 20-Year Window * $500K Single Family House, $125K Down Payment, 30yr Fixed Rate Loan w/ 6.25% Interest, 3.68%/yr Property Value Increase, 6.75% Initial Rent, 2.94% Rent Value Increase @6% Vacancy, Including projected Property Taxes, Insurance, Property Management, Maintenance, LLC Management &amp; HOA Expenses</image:caption>
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      <image:title>Blog - S&amp;amp;P 500 vs. Rental Property: The Math Behind a Balanced 20-Year Strategy - Make it stand out</image:title>
      <image:caption>The 20-Year Window Annual IRR - Volatility Comparison (1980-2025): * S&amp;P 500: 9.83% Average IRR - Between 5.57% Floor to 15.54% Ceiling. * Single Family Real Estate Rental: 9.62% expected IRR - Between 7.12% Floor and 14.59% Ceiling.</image:caption>
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      <image:title>Blog - The 3.92% Gold Standard: Are Investors Really Pricing You Out? - Make it stand out</image:title>
      <image:caption>Annual ROI of 20yr window: US Home Prices vs US Population vs US GDP</image:caption>
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